Back
DoveNest Insurance Brokers

Last Expense (Funeral) Cover

IRA Licensed
Application Type Step 1 of 6

How are you applying?

Individual families and groups (chamas, churches, SACCOs) are both welcome. Groups need a minimum of 10 principal members to activate cover.

Please select how you are applying before continuing.

Group Details

Are you registering a new group or joining one that's already been set up?

Minimum group size: 10 members Group cover only activates once your group has at least 10 principal members. Each member applies individually using your group code.

Group Information

Tell us about your group. This information represents the whole group, not individual members.

Group name is required
Please select a group type
A valid group email is required

Primary Contact

Main point of contact for the group (chairperson, secretary, welfare officer).

Contact person name is required
Position is required
A valid phone number is required
A valid email is required

Additional Contacts

At least one additional contact is required. You may add up to two more.

Group Underwriter

Choose the insurer for your entire group. All members will be covered under this insurer.

Liberty Life
✓ Member / Nuclear / Extended options
✓ Payout within 48 working hours
✓ No HIV/AIDS or suicide exclusion
✓ Political Violence & Terrorism included
Member cover from Ksh 680/year
ABSA Life Assurance
✓ Up to 5 claims per family/year
✓ Payout within 48 working hours
✓ Complimentary grief counseling
✓ Children aged 25–29 covered
Option 1 from Ksh 5,000/year
Capex Life Assurance
✓ Up to 3 claims per family/year
✓ Payout within 2 business days
— Grief counseling not included
— Children 25–29 not available
Option 1 from Ksh 2,200/year
Please choose your group's underwriter
Ask your group leader for the group code (format: GRP-XXXXXX). Enter it below to link your application to your group.
Please enter and verify your group code
✓ —

Choose Your Cover

Select your insurer and the cover amount that works for your family. Your annual premium updates as you choose.

— is the underwriter chosen by your group. All group members are covered under this insurer.

Choose your cover amount

Your selection covers:
—
Annual premium
Select options above

Your Details

All information must match exactly what appears on your National ID or passport. This is what will be used at the claim stage.

Full name is required
Must be aged 18–69
Please select your gender
National ID must be at least 5 characters
Format: letter + 9 digits + letter Valid KRA PIN is required (e.g. A123456789Z)
A valid email address is required
A valid mobile number is required
Town is required
Occupation is required

Add Family Members

Add the family members you want covered under this policy.

Your selected plan
—
Running total
Ksh —
per year
Spouse
Children
Children aged 25–29 are only available under ABSA Life Assurance. Your current plan is Capex. To include a 25–29 year old child, go back and switch to ABSA.
Your Parents
Parents-in-Law

Upload Documents

Take a clear photo of each document or upload a saved image. All documents must be legible and show the front side. These will be reviewed by our team before your cover is confirmed.

Accepted formats: JPG, PNG or PDF · Maximum 10 MB per file. Photos are compressed automatically; large PDF scans may need compressing first.

Please upload all required documents before continuing.

Review Your Application

Please check every detail carefully. This information will be used throughout your policy and at claims stage.

I/We confirm that I/we have read and understood the cover details. I/We warrant that the above statements are true and complete and that I/we have not withheld, distorted or concealed any material information for the proposed insurance. I/We confirm that any falsification made in this application is criminal and will render any claim arising from this application liable to be declined. I/We agree to the terms and conditions of the Dovenest Umbrella Last Expense cover as provided by the selected underwriter.

Sign below to confirm your agreement:

✍️ Sign here — finger on mobile, mouse on desktop
Please sign the declaration before submitting
✅

Application Submitted!

Your last expense cover application has been received. Our team will review your documents and be in touch within 2 business days.

LE-XXXXXXXX

What happens next

1
Our team reviews your documents and verifies your details (1–2 business days).
2
We send you payment instructions via email and WhatsApp.
3
Once payment is confirmed, your cover is activated and you receive your membership certificate.
💬 Follow up on WhatsApp