Medical Insurance


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Medical Insurance Overview

'Health Insurance'; a type of insurance coverage that pays for medical and surgical expenses following illness or injury that are incurred by the insured member directly to care/medical providers.Coverage designed to cater for families, small, medium sized and large organisations. Companies with as few as 3 staff can take up an SME or a Corporate cover.

Our Focus

We contribute to In-depth knowledge of the plans, insurers, local laws, benefits and exclusions, trends and even available network provider lists in the medical plans. Using all the knowledge to help compare and choose the right individual health plan, or group health plan between multiple insurers for you.

Improved customer service and experience

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Categories

Cover is classified into the following two categories:

  • 1 Inpatient
    A condition or procedure that requires the patient to be admitted to hospital overnight for a prescribed or indefinite period
  • 2 Outpatient
    A patient does not require admission and the treatment and/or procedure may be done at the doctor’s office/clinic
  • Other; Dental
    Covers routine dentistry including dental consultation, prescription, extractions, fillings and dental x-rays
  • Other; Optical
    Covers routine optical consultations, prescription for frames and other optical prescriptions, prescribed lenses and replacement

Key Benefits

Following are five major advantages of purchasing a health care plan:

  • Coverage against medical expenses
  • Coverage against critical illnesses
  • Cashless claim benefit
  • Additional protection over and above your employer cover
  • pay less for covered in-network health care, even before you meet your deductible